Harness the Giving Power of a Private Foundation — Without the Complexity

Donor Advised Funds

Are you looking for an easy, cost-effective way to support St. Joseph's Indian School and other causes you love? A donor advised fund, which is like a charitable savings account, may be the right choice for you.

Here's how it works. You transfer cash or other assets to a tax-exempt sponsoring organization such as a public foundation. You can then recommend — but not direct — how much and how often money is granted to St. Joseph's Indian School or other charities — sometimes as easily as using a web portal. And you avoid the cost and complexities of managing a private foundation.

You qualify for a federal income tax charitable deduction at the time you contribute to the account, and the power to make recommendations on which charities to support whenever you want. You centralize your giving and recordkeeping in one location. And maybe best of all, you can start a legacy of giving by letting your children help decide which grants to recommend.

Support What Matters

Want to learn more about donor advised funds? View and download the FREE guide, One-Stop Giving: The Convenience and Simplicity of Donor Advised Funds.

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An Example of How it Works

Happy familyJoe and Laura want to give back to their hometown of Chamberlain, South Dakota by putting their money where it will do the most good. They establish a $25,000 donor advised fund with a community foundation. The couple receives a federal income tax charitable deduction for the amount of the gift. They also get all the time they need to decide which charities to support. After researching community needs with the foundation's staff, Joe and Laura recommend grants for St. Joseph's Indian School (which they've supported for years) and the local food bank. The foundation presents the charities with checks from the Megan Fund, which Joe and Laura named in honor of their granddaughter. Joe and Laura are delighted to start this personal legacy of giving.

Learn How to Fund It

Create a donor advised fund with one of the following assets:

Delay Your Payments

If you are younger than 60 or don't need your payments immediately, you can set up a deferred gift annuity. This allows you to delay receiving payments until a later date — such as when you reach retirement. To learn more, view and download the FREE guide Plan for Retirement With a Deferred Gift Annuity.

Not Sure How to Begin Planning? Download our FREE Personal Estate Planning Kit
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Next Steps

  1. Evaluate a sponsoring organization to make sure it supports your interests, values and the type of asset you are considering as a funding source.
  2. Get to know the organization's policies and procedures — from minimum contributions to administrative fees. Each organization handles these details differently.
  3. Seek the advice of your financial or legal advisor.
  4. Contact Denise Hyland at 1-800-584-9200 or dhyland@stjo.org to discuss using donor advised funds to support St. Joseph's Indian School and our mission.
  5. If you include St. Joseph's Indian School in your plans, please use our legal name and Federal Tax ID.

Legal name: St. Joseph's Indian School
Address: P.O. Box 100, Chamberlain, SD 57325-0100
Federal Tax ID: 46-0235912

Our Mission

St. Joseph’s Indian School, an apostolate of the Congregation of the Priests of the Sacred Heart, partners with Native American children and families to educate for life — mind, body, heart and spirit.

St. Joseph’s Indian School is a tax-exempt 501(c)(3) organization.

Privacy Policy | Planned Giving Disclaimer

1301 North Main Street
Chamberlain, SD 57325
1-800-341-2235
saintjosephs@stjo.org

© 2019 St. Joseph's Indian School

A charitable bequest is one or two sentences in your will or living trust that leave St. Joseph's Indian School a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.  

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to St. Joseph's Indian School, a nonprofit corporation currently located at P.O. Box 100, Chamberlain, SD 57325-0100, or its successor thereto, ______________ [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor-advised fund is an account you set up but is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much money (and how often) you want to distribute money from that fund to St. Joseph's Indian School or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset — such as real estate or stock — since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to St. Joseph's Indian School as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to St. Joseph's Indian School as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and St. Joseph's Indian School where you agree to make a gift to St. Joseph's Indian School and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.
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